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Read tips and tricks for buying or selling that save you time and money.

Your Guide to The VA Loan

Joey & Gerard Virga

Consider this: a mortgage program offers certain Americans a home loan with a zero down payment and no private...

4 ways to furnish your new home for less

Joey & Gerard Virga

  Between the down payment and the closing costs for the mortgage, homebuyers aren’t left with a whole ...

The Pros and Cons of the USDA Guaranteed Loan

Joey & Gerard Virga

If you can’t pay cash for your new home you’ll need a mortgage and, if you’re not in the market...

Hooray for the FHA!

Joey & Gerard Virga

In case you missed it, last summer Congress passed H.R. 3700, The Housing Opportunity Through Modernization Ac...

5 tips to get financially ready to buy a home

Joey & Gerard Virga

The ability to pay your bills on time and still have money left over at the end of the month...

5 tips for choosing a closing date

Joey & Gerard Virga

One of the decisions you’ll need to make when you make an offer to purchase a home is the closing...

What are you talking about? Real estate terms explained

Joey & Gerard Virga

Remember that first day on a new job when it sounded as if your colleagues were speaking a different language?...

Tips to stretch your home-buying dollars

Joey & Gerard Virga

big pile of the money. dollars usa Budgets: They reflect a reality that we either revel in or despise. If...

The down payment isn’t the whole enchilada – here’s how much cash you’ll need...

Joey & Gerard Virga

The real estate industry has done a bang-up job on letting consumers know they’ll need some cash when they p...

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