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Read tips and tricks for buying or selling that save you time and money.

Unexpected windfall? Treat your home to an upgrade that will pay for itself

Joey & Gerard Virga

I think most of us have dreamt, a time or two, about receiving an unexpected windfall. That fantasy of winning...

3 Reasons not to Buy THAT House

Joey & Gerard Virga

Falling in love with a house is a lot like falling in love with a person. It’s almost impossible to...

Getting Your House Ready For Appraisal

Joey & Gerard Virga

Home appraisal time, are you nervous yet? Don’t be, this doesn’t have to be a nerve-wracking experience fo...

Your Guide to The VA Loan

Joey & Gerard Virga

Consider this: a mortgage program offers certain Americans a home loan with a zero down payment and no private...

What You Need to Know About Fall Home Sales

Joey & Gerard Virga

Good for you if you deliberately sat out the summer madness that is inherent in the current housing market. If...

2 reasons NOT to sell your home “as-is” and what to do if you must

Joey & Gerard Virga

  We can think of several reasons why a homeowner would consider selling a home with problems, marketed i...

The Pros and Cons of the USDA Guaranteed Loan

Joey & Gerard Virga

If you can’t pay cash for your new home you’ll need a mortgage and, if you’re not in the market...

Hooray for the FHA!

Joey & Gerard Virga

In case you missed it, last summer Congress passed H.R. 3700, The Housing Opportunity Through Modernization Ac...

Spring is on the way — how’s that garden looking?

Joey & Gerard Virga

Although spring doesn’t officially start until Monday, March 20, we did gain more than an extra hour of dayl...

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