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Read tips and tricks for buying or selling that save you time and money.

Your Guide to The VA Loan

Joey & Gerard Virga

Consider this: a mortgage program offers certain Americans a home loan with a zero down payment and no private...

The Pros and Cons of the USDA Guaranteed Loan

Joey & Gerard Virga

If you can’t pay cash for your new home you’ll need a mortgage and, if you’re not in the market...

What are you talking about? Real estate terms explained

Joey & Gerard Virga

Remember that first day on a new job when it sounded as if your colleagues were speaking a different language?...

Stop saving for the down payment and get help with it

Joey & Gerard Virga

Despite having decent credit, a good job and the ability to pay for a home every month, the dream of...

“Real Heroes Don’t Wear Capes. They Wear Dog Tags”

Joey & Gerard Virga

Sure, it’s a slogan on a t-shirt, and nobody has yet to take credit for it, but it sums up...

Busting the 3 biggest private mortgage insurance myths

Joey & Gerard Virga

One of the most frustrating issues we’ve dealt with over the past few years is the confusion over private mo...

Home-Buying Tips for Veterans

Joey & Gerard Virga

Veterans Day this year is November 11 (observed on the 12th) but to us, November is Veterans Month. And what.....

How to buy a house: 5 tips to get the best deal

Joey & Gerard Virga

So, you’ve heard that home prices are falling, the inventory of available homes is beginning to grow and, if...

Budget your way to a new home

Joey & Gerard Virga

Buying a home isn’t as easy as walking up to a lender and requesting a mortgage. You’ll need cash for...


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