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Read tips and tricks for buying or selling that save you time and money.

Your Guide to The VA Loan

Joey & Gerard Virga

Consider this: a mortgage program offers certain Americans a home loan with a zero down payment and no private...

How to Get a Mortgage if You’re Self-Employed

Joey & Gerard Virga

From how we’re expected to file our taxes to a lack of paycheck stubs to sometimes wild swings in income,...

What You Need to Know About Fall Home Sales

Joey & Gerard Virga

Good for you if you deliberately sat out the summer madness that is inherent in the current housing market. If...

2 reasons NOT to sell your home “as-is” and what to do if you must

Joey & Gerard Virga

  We can think of several reasons why a homeowner would consider selling a home with problems, marketed i...

4 ways to furnish your new home for less

Joey & Gerard Virga

  Between the down payment and the closing costs for the mortgage, homebuyers aren’t left with a whole ...

What is an escrow or impound account?

Joey & Gerard Virga

To many first-time homebuyers, one of the most confusing parts of the process is sitting across from the closi...

The Pros and Cons of the USDA Guaranteed Loan

Joey & Gerard Virga

If you can’t pay cash for your new home you’ll need a mortgage and, if you’re not in the market...

Hooray for the FHA!

Joey & Gerard Virga

In case you missed it, last summer Congress passed H.R. 3700, The Housing Opportunity Through Modernization Ac...

5 tips to get financially ready to buy a home

Joey & Gerard Virga

The ability to pay your bills on time and still have money left over at the end of the month...

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